Legal

For any question or proposal, contact us by email at cogesa@cogesa.es or by phone +34 93 342 95 00.

This Web page is governed by the regulations exclusively applicable in Spain, being subject to it, both nationals and foreigners who use this Web.

Access to our website by the USER is free and is conditioned to prior reading and full, express and unreserved acceptance of these GENERAL CONDITIONS OF USE in force at the time of access, which we ask you to read carefully. The USER at the moment that he uses our portal, its contents or services, accepts and expressly submits to the general conditions of use of the same. If the user does not agree with these conditions of use, they must refrain from using this portal and operating through it.

At any time we may modify the presentation and configuration of our Website, expand or reduce services, and even delete it from the Network, as well as the services and content provided, all unilaterally and without prior notice.

A. INTELLECTUAL PROPERTY

All the contents, texts, images, and source codes are the property of COGESA or of third parties to whom their exploitation rights have been acquired, and are protected by Intellectual and Industrial Property rights.

The user only has the right to private use of the same, without profit, and requires the express authorization of COGESA and/or the owner of the rights to modify, reproduce, exploit, distribute or any right belonging to the owner.

The establishment of links to our portal does not confer any right over it, and is exclusively authorized to allow access to our website, being prohibited in other pages the total or partial reproduction of the images and contents of our portal. Likewise, the simple fact of establishing a link to our website does not give the right to be granted the category of collaborator or partner of COGESA.

The imitation of our portal, whether total or partial, is absolutely prohibited.

B. CONDITIONS OF ACCESS

Access to our website is free and does not require prior subscription or registration. However, COGESA reserves the right to offer services that require prior user registration. In any case, these services will be duly identified on the Web, with easy instructions for registration.

The user must access our website in accordance with good faith, the rules of public order, and these General Conditions of use. Access to our website is carried out under the sole and exclusive responsibility of the user, who will respond in any case for damages that may be caused to third parties or to ourselves.

The user is expressly prohibited from using and obtaining the services and content offered on this website, by procedures other than those stipulated in these conditions of use, and where appropriate in the particular conditions that regulate the acquisition of certain services.

Taking into account the impossibility of controlling the information, content and services contained in other websites that can be accessed through the links that our website makes available to you, we inform you that COGESA is exempt from any responsibility for damages of any kind that could derive from the use of these web pages outside our company by the user.

COGESA reserves the right to exercise the appropriate legal actions against those USERS who violate these general conditions of use, accepting the USER that the non-initiation of these actions does not constitute a formal waiver of them, remaining valid until the prescription periods. of the infractions.

C. PROTECTION OF PERSONAL DATA

In accordance with the provisions of Regulation (EU) 2016/679, of the European Parliament and of the Council, of April 27, 2016, regarding the protection of natural persons with regard to the processing of personal data and free circulation of these data, as well as in Law 26/2006, of July 17, on private insurance and reinsurance mediation, the Client is informed that the personal data will be processed in the sense provided in article 4.2 of the aforementioned Regulation.

The person in charge of said Treatment is COMERCIAL GESTORA CORREDURIA DE SEGUROS S.A., provided with CIF A-08077521 with registered office at C/DIPUTACION 262., CP: 08007 BARCELONA In order to preserve the privacy of clients’ personal data and to guarantee a adequate treatment of the same, the Brokerage has appointed BONET CONSULTING as Delegate of Data Protection. The Client can contact the Data Protection Delegate in relation to any matter related to privacy in the processing of their data through their email: bonet@bonetconsulting.com

The Insurance Brokerage will process the information of the clients in order to manage the insurance contract that is requested and, in particular, for the maintenance of the relationship established between the Brokerage and the Client, the advice and information in contracting and during the validity of the insurance contracts, for assistance in the event of a claim, all of which legitimizes the treatment in accordance with the provisions of article 6.1.b) of the GDPR. In the case of Clients with a policy previously contracted with the Brokerage and taking into account the legitimate interest as a legitimizing basis, we inform you that the Brokerage may continue processing your data in order to send information and/or news about insurance products intermediated by the Brokerage. Likewise, the Client may at any time oppose this type of treatment, without in any case this opposition conditioning the execution of the main and/or existing contract.

The Client is informed that the personal data provided to the Brokerage will be kept as long as the purpose for which they were collected subsists and until the expiration of the limitation periods of the actions that could derive from the fulfillment of the contract, once expired by any caused by the insurance contract, being blocked when they are no longer relevant for the fulfillment of said purpose. Likewise, when the deletion derives from the exercise of the right of opposition in accordance with article 21.2 of Regulation (EU) 2016/679, the Data Controller may keep the identification data of the affected party necessary in order to prevent future processing for direct marketing purposes. .

In accordance with the provisions of article 99.1 of Law 20/2015, of July 14, on the organization, supervision and solvency of insurance and reinsurance entities, the Brokerage may transfer the Client’s personal data to the Insurance Company, for the sole purpose of guaranteeing the full development of the insurance contract and compliance with the obligations established in said Law and its development provisions. The Client is informed that failure to provide the required information may make it impossible to sign the insurance or intermediation contract.

The Client will have the right to oppose the treatment at any time, as long as the treatment is not necessary for the fulfillment of the contract. The opposition to the treatment will not affect the legality of the treatment based on the contractual consent prior to the exercise of the right of opposition.

The Client may exercise their rights of access, rectification, deletion, opposition, limitation in the treatment and portability of the data through our External Ethics, Communication and Complaints Channel: http://www.corporate-ethicline.com/cogesa or by phone 933 429 500, by email: cogesa@cogesa.es, or postal address: C/Diputación 262 08007 Barcelona.

Likewise, you are informed that you can request information about your rights from the Spanish Agency for Data Protection, with address at Calle Jorge Juan nº 6, 28001 Madrid.

Reception of Curriculum Vitae

In the case of sending us your curriculum vitae, under the Personal Data Protection Law, we inform you that your personal data will be incorporated into our files, in order to have your curriculum vitae available to carry out personnel selection processes if your professional profile fits our needs. As long as you do not expressly cancel your personal data from our files, we understand that you are still interested in being part of them for future selection processes. In order to keep our personal data files updated, please notify us of any changes or modifications that may occur in them.

D. RESPONSIBILITIES

By making this Web page available to the user, we want to offer a whole series of quality content and services, using the utmost diligence in providing them as well as in the technological means used. However, we will not be responsible for the presence of viruses and other elements that may somehow damage the user’s computer system.

The USER is prohibited from any type of action on our portal that causes an excessive overload of our computer systems, as well as the introduction of viruses, or the installation of robots, or software that alters the normal functioning of our website, or in short may cause damage to our computer systems.

The user assumes all responsibility derived from the use of our website, being solely responsible for any direct or indirect effect that may arise on the website, including, without limitation, any economic, technical and/or legal result. adverse, as well as the defrauding of the expectations generated by our portal, obliging the user to hold COGESA harmless for any claims derived, directly or indirectly, from such facts.

COGESA is exonerated from responsibility for any claim regarding the intellectual property rights of the articles and images published on its portal, as well as does not guarantee the accuracy, veracity and validity of the contents of this web page, whether they are its own, or those of third parties. , or linkable to other web sites, being totally exonerated of any responsibility derived from the use of the same.

COGESA is exonerated from any responsibility derived from any claim, including the payment of attorneys’ fees, for the demands and claims originated by third parties due to the breach by the USER of our conditions of use, access and privacy policy, or any other claim for non-compliance with current legislation.

The USER acknowledges that he has understood all the information regarding the conditions of use of our portal, and acknowledges that they are sufficient to exclude the error in them, and therefore, he fully and expressly accepts them.

The USER is fully aware that the mere browsing of this web page, as well as the use of its services, implies the acceptance of these conditions of use.

Everything related to our website is governed exclusively by Spanish law. In the event of any type of discrepancy or difference between the parties in relation to the interpretation and content of this website, all parties submit, expressly waiving any other jurisdiction, to the Courts and Tribunals of the province of the city where the headquarters is located, indicated above.

For any question regarding the Conditions of Use of our website, you can contact us at the information indicated above, or with our advisors BONET consulting: www.bonetconsulting.com/servicioslssi.html